Aditya Birla Sun Life Retirement Fund - The 30s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 3
Rating
Growth Option 19-08-2026
NAV ₹22.84(R) -0.28% ₹25.56(D) -0.27%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 13.68% 15.82% 11.85% 13.61% -%
Direct 15.19% 17.35% 13.41% 15.32% -%
Nifty 500 TRI 2.32% 12.61% 11.78% 15.79% 13.43%
SIP (XIRR) Regular 20.27% 14.51% 14.73% 14.28% -%
Direct 21.85% 16.01% 16.26% 15.87% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.61 0.31 0.55 2.12% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.78% -22.35% -19.0% 1.0 11.28%
Fund AUM As on: 30/12/2025 427 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
- 6

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 18.6
-0.0500
-0.2800%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 20.81
-0.0600
-0.2700%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 22.84
-0.0600
-0.2800%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 25.56
-0.0700
-0.2700%

Review Date: 19-08-2026

Beginning of Analysis

In the Retirement Fund category, Aditya Birla Sun Life Retirement Fund - The 30s Plan is the 11th ranked fund. The category has total 26 funds. The 4 star rating shows a very good past performance of the Aditya Birla Sun Life Retirement Fund - The 30s Plan in Retirement Fund. The fund has a Jensen Alpha of 2.12% which is higher than the category average of 0.09%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.61 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 30s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 30s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.76%, 10.0 and 12.03 in last one, three and six months respectively. In the same period the category average return was 0.96%, 4.76% and 4.03% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 15.19% in last one year. In the same period the Nifty 500 TRI return was 2.32%. The fund has given 12.87% more return than the benchmark return.
  • The fund has given a return of 17.35% in last three years and rank 3rd out of twenty one funds in the category. In the same period the Nifty 500 TRI return was 12.61%. The fund has given 4.74% more return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 13.41% in last five years and category average returns is 10.28% in same period. The fund ranked 4th out of twenty funds in the category. In the same period the Nifty 500 TRI return was 11.78%. The fund has given 1.63% more return than the benchmark return.
  • The fund has given a SIP return of 21.85% in last one year whereas category average SIP return is -3.16%. The fund one year return rank in the category is 1st in 24 funds
  • The fund has SIP return of 16.01% in last three years and ranks 1st in 21 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 16.26% in last five years whereas category average SIP return is 9.26%.

Aditya Birla Sun Life Retirement Fund - The 30s Plan Risk Analysis

  • The fund has a standard deviation of 15.78 and semi deviation of 11.28. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -22.35 and a maximum drawdown of -19.0. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.65 0.38
    0.86
    		-0.33 | 1.90 4 | 24 Very Good
    3M Return % 9.65 4.39
    4.44
    		1.99 | 9.65 1 | 24 Very Good
    6M Return % 11.29 1.02
    3.38
    		-3.81 | 11.29 1 | 16 Very Good
    1Y Return % 13.68 2.32
    3.71
    		-3.59 | 13.68 1 | 24 Very Good
    3Y Return % 15.82 12.61
    10.53
    		5.05 | 20.23 3 | 21 Very Good
    5Y Return % 11.85 11.78
    8.92
    		4.04 | 19.08 4 | 20 Very Good
    7Y Return % 13.61 15.79
    10.83
    		4.13 | 19.86 5 | 17 Very Good
    1Y SIP Return % 20.27
    -4.35
    		-28.40 | 20.27 1 | 24 Very Good
    3Y SIP Return % 14.51
    4.01
    		-3.65 | 14.51 1 | 21 Very Good
    5Y SIP Return % 14.73
    7.91
    		1.29 | 18.23 3 | 20 Very Good
    7Y SIP Return % 14.28
    9.57
    		1.92 | 20.91 4 | 17 Very Good
    Standard Deviation 15.78
    9.65
    		1.31 | 16.38 24 | 26 Poor
    Semi Deviation 11.28
    7.17
    		0.96 | 11.68 24 | 26 Poor
    Max Drawdown % -19.00
    -10.32
    		-19.00 | -0.74 26 | 26 Poor
    VaR 1 Y % -22.35
    -12.90
    		-25.74 | -0.37 25 | 26 Poor
    Average Drawdown % 11.62
    5.15
    		0.38 | 11.62 1 | 26 Very Good
    Sharpe Ratio 0.61
    0.38
    		-0.55 | 0.91 4 | 26 Very Good
    Sterling Ratio 0.55
    0.51
    		0.33 | 0.81 7 | 26 Very Good
    Sortino Ratio 0.31
    0.18
    		-0.19 | 0.46 4 | 26 Very Good
    Jensen Alpha % 2.12
    0.09
    		-3.62 | 6.21 3 | 26 Very Good
    Treynor Ratio 0.10
    0.07
    		-0.19 | 0.19 5 | 26 Very Good
    Modigliani Square Measure % 9.42
    5.75
    		-8.49 | 14.04 4 | 26 Very Good
    Alpha % 2.38
    -3.60
    		-9.58 | 8.09 3 | 26 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.76 0.38 0.96 -0.25 | 2.01 4 | 24 Very Good
    3M Return % 10.00 4.39 4.76 2.28 | 10.00 1 | 24 Very Good
    6M Return % 12.03 1.02 4.03 -3.30 | 12.03 1 | 16 Very Good
    1Y Return % 15.19 2.32 4.98 -2.62 | 15.19 1 | 24 Very Good
    3Y Return % 17.35 12.61 11.87 6.23 | 21.89 3 | 21 Very Good
    5Y Return % 13.41 11.78 10.28 5.27 | 20.72 4 | 20 Very Good
    7Y Return % 15.32 15.79 12.25 5.43 | 21.64 5 | 17 Very Good
    1Y SIP Return % 21.85 -3.16 -27.69 | 21.85 1 | 24 Very Good
    3Y SIP Return % 16.01 5.29 -2.49 | 16.01 1 | 21 Very Good
    5Y SIP Return % 16.26 9.26 2.49 | 19.88 3 | 20 Very Good
    7Y SIP Return % 15.87 10.95 3.16 | 22.64 4 | 17 Very Good
    Standard Deviation 15.78 9.65 1.31 | 16.38 24 | 26 Poor
    Semi Deviation 11.28 7.17 0.96 | 11.68 24 | 26 Poor
    Max Drawdown % -19.00 -10.32 -19.00 | -0.74 26 | 26 Poor
    VaR 1 Y % -22.35 -12.90 -25.74 | -0.37 25 | 26 Poor
    Average Drawdown % 11.62 5.15 0.38 | 11.62 1 | 26 Very Good
    Sharpe Ratio 0.61 0.38 -0.55 | 0.91 4 | 26 Very Good
    Sterling Ratio 0.55 0.51 0.33 | 0.81 7 | 26 Very Good
    Sortino Ratio 0.31 0.18 -0.19 | 0.46 4 | 26 Very Good
    Jensen Alpha % 2.12 0.09 -3.62 | 6.21 3 | 26 Very Good
    Treynor Ratio 0.10 0.07 -0.19 | 0.19 5 | 26 Very Good
    Modigliani Square Measure % 9.42 5.75 -8.49 | 14.04 4 | 26 Very Good
    Alpha % 2.38 -3.60 -9.58 | 8.09 3 | 26 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
    19-08-2026 22.845 25.564
    18-08-2026 22.908 25.634
    17-08-2026 22.957 25.687
    14-08-2026 22.979 25.71
    13-08-2026 23.081 25.823
    12-08-2026 23.145 25.893
    11-08-2026 23.154 25.902
    10-08-2026 23.177 25.927
    07-08-2026 23.107 25.847
    06-08-2026 23.084 25.82
    05-08-2026 23.094 25.83
    04-08-2026 22.939 25.656
    03-08-2026 22.9 25.612
    31-07-2026 22.555 25.223
    30-07-2026 22.497 25.158
    29-07-2026 22.578 25.247
    28-07-2026 22.366 25.008
    27-07-2026 22.435 25.085
    24-07-2026 22.163 24.779
    23-07-2026 22.226 24.849
    22-07-2026 22.364 25.002
    21-07-2026 22.58 25.242
    20-07-2026 22.474 25.123

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.