Aditya Birla Sun Life Retirement Fund - The 30s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 6
Rating
Growth Option 16-06-2026
NAV ₹21.72(R) +0.44% ₹24.26(D) +0.45%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.91% 16.35% 11.2% 11.88% -%
Direct 11.36% 17.9% 12.77% 13.58% -%
Nifty 500 TRI 0.5% 13.47% 12.33% 14.56% 14.16%
SIP (XIRR) Regular 13.84% 12.85% 13.27% 13.28% -%
Direct 15.36% 14.34% 14.8% 14.88% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.47 0.22 0.44 0.26% -0.47
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.32% -22.35% -19.0% 0.92 10.86%
Fund AUM As on: 30/12/2025 427 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
Icici Prudential Retirement Fund - Hybrid Conservative Plan 4
UTI Retirement Fund 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 16-06-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 17.69
0.0800
0.4500%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 19.74
0.0900
0.4400%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 21.72
0.1000
0.4400%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 24.26
0.1100
0.4500%

Review Date: 16-06-2026

Beginning of Analysis

Aditya Birla Sun Life Retirement Fund - The 30s Plan is the 11th ranked fund in the Retirement Fund category. The category has total 26 funds. The 4 star rating shows a very good past performance of the Aditya Birla Sun Life Retirement Fund - The 30s Plan in Retirement Fund. The fund has a Jensen Alpha of 0.26% which is higher than the category average of 0.12%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.47 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 30s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 30s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 4.99%, 15.82 and 6.2 in last one, three and six months respectively. In the same period the category average return was 2.26%, 5.34% and 0.24% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 11.36% in last one year. In the same period the Nifty 500 TRI return was 0.5%. The fund has given 10.86% more return than the benchmark return.
  • The fund has given a return of 17.9% in last three years and rank 3rd out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.47%. The fund has given 4.43% more return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 12.77% in last five years and category average returns is 10.49% in same period. The fund ranked 7th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.33%. The fund has given 0.44% more return than the benchmark return.
  • The fund has given a SIP return of 15.36% in last one year whereas category average SIP return is 2.77%. The fund one year return rank in the category is 1st in 28 funds
  • The fund has SIP return of 14.34% in last three years and ranks 3rd in 25 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (16.35%) in the category in last three years.
  • The fund has SIP return of 14.8% in last five years whereas category average SIP return is 8.6%.

Aditya Birla Sun Life Retirement Fund - The 30s Plan Risk Analysis

  • The fund has a standard deviation of 14.32 and semi deviation of 10.86. The category average standard deviation is 9.2 and semi deviation is 7.14.
  • The fund has a Value at Risk (VaR) of -22.35 and a maximum drawdown of -19.0. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 4.88 2.52
    2.17
    		0.97 | 4.88 1 | 29 Very Good
    3M Return % 15.41 7.19
    5.05
    		0.54 | 15.41 1 | 29 Very Good
    6M Return % 5.47 -2.10
    -0.32
    		-6.20 | 5.47 1 | 29 Very Good
    1Y Return % 9.91 0.50
    1.33
    		-4.47 | 9.91 1 | 29 Very Good
    3Y Return % 16.35 13.47
    10.41
    		4.82 | 22.05 3 | 26 Very Good
    5Y Return % 11.20 12.33
    9.21
    		3.97 | 21.04 7 | 25 Very Good
    7Y Return % 11.88 14.56
    10.12
    		4.15 | 18.77 7 | 18 Good
    1Y SIP Return % 13.84
    1.39
    		-7.27 | 13.84 1 | 28 Very Good
    3Y SIP Return % 12.85
    5.44
    		1.45 | 14.75 3 | 25 Very Good
    5Y SIP Return % 13.27
    7.55
    		1.55 | 18.59 3 | 24 Very Good
    7Y SIP Return % 13.28
    9.98
    		2.80 | 20.94 4 | 17 Very Good
    Standard Deviation 14.32
    9.20
    		1.27 | 15.52 23 | 26 Poor
    Semi Deviation 10.86
    7.14
    		0.97 | 11.69 23 | 26 Poor
    Max Drawdown % -19.00
    -10.32
    		-19.00 | -0.76 26 | 26 Poor
    VaR 1 Y % -22.35
    -12.90
    		-25.74 | -0.37 25 | 26 Poor
    Average Drawdown % -11.62
    -5.22
    		-11.62 | -0.38 26 | 26 Poor
    Sharpe Ratio 0.47
    0.38
    		-0.70 | 1.01 9 | 26 Good
    Sterling Ratio 0.44
    0.51
    		0.32 | 0.84 20 | 26 Average
    Sortino Ratio 0.22
    0.17
    		-0.23 | 0.48 7 | 26 Very Good
    Jensen Alpha % 0.26
    0.12
    		-3.84 | 8.83 8 | 26 Good
    Treynor Ratio -0.47
    -1.55
    		-9.84 | -0.38 5 | 26 Very Good
    Modigliani Square Measure % 13.08
    11.87
    		-3.41 | 21.72 9 | 26 Good
    Alpha % -0.63
    -1.85
    		-5.47 | 8.91 6 | 26 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 4.99 2.52 2.26 1.06 | 4.99 1 | 29 Very Good
    3M Return % 15.82 7.19 5.34 0.77 | 15.82 1 | 29 Very Good
    6M Return % 6.20 -2.10 0.24 -5.74 | 6.20 1 | 29 Very Good
    1Y Return % 11.36 0.50 2.48 -3.49 | 11.36 1 | 29 Very Good
    3Y Return % 17.90 13.47 11.65 6.00 | 23.74 3 | 26 Very Good
    5Y Return % 12.77 12.33 10.49 5.20 | 22.71 7 | 25 Very Good
    7Y Return % 13.58 14.56 11.49 5.46 | 20.54 6 | 18 Good
    1Y SIP Return % 15.36 2.77 -6.33 | 15.36 1 | 28 Very Good
    3Y SIP Return % 14.34 6.56 2.61 | 16.35 3 | 25 Very Good
    5Y SIP Return % 14.80 8.60 2.69 | 20.24 3 | 24 Very Good
    7Y SIP Return % 14.88 11.07 4.03 | 22.67 4 | 18 Very Good
    Standard Deviation 14.32 9.20 1.27 | 15.52 23 | 26 Poor
    Semi Deviation 10.86 7.14 0.97 | 11.69 23 | 26 Poor
    Max Drawdown % -19.00 -10.32 -19.00 | -0.76 26 | 26 Poor
    VaR 1 Y % -22.35 -12.90 -25.74 | -0.37 25 | 26 Poor
    Average Drawdown % -11.62 -5.22 -11.62 | -0.38 26 | 26 Poor
    Sharpe Ratio 0.47 0.38 -0.70 | 1.01 9 | 26 Good
    Sterling Ratio 0.44 0.51 0.32 | 0.84 20 | 26 Average
    Sortino Ratio 0.22 0.17 -0.23 | 0.48 7 | 26 Very Good
    Jensen Alpha % 0.26 0.12 -3.84 | 8.83 8 | 26 Good
    Treynor Ratio -0.47 -1.55 -9.84 | -0.38 5 | 26 Very Good
    Modigliani Square Measure % 13.08 11.87 -3.41 | 21.72 9 | 26 Good
    Alpha % -0.63 -1.85 -5.47 | 8.91 6 | 26 Very Good
    Return data last Updated On : June 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
    16-06-2026 21.725 24.257
    15-06-2026 21.629 24.149
    12-06-2026 21.328 23.81
    11-06-2026 20.932 23.367
    10-06-2026 21.09 23.542
    09-06-2026 21.259 23.73
    08-06-2026 21.0 23.44
    05-06-2026 21.277 23.746
    04-06-2026 21.231 23.695
    03-06-2026 21.133 23.584
    02-06-2026 21.22 23.68
    01-06-2026 21.101 23.547
    29-05-2026 21.214 23.67
    27-05-2026 21.303 23.769
    26-05-2026 21.274 23.735
    25-05-2026 21.213 23.666
    22-05-2026 20.935 23.354
    21-05-2026 20.873 23.284
    20-05-2026 20.87 23.279
    19-05-2026 20.835 23.24
    18-05-2026 20.714 23.104

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.